The People Behind Lucky Duck
Real people. Local advocates. Genuinely invested in your retirement.
Financial Professional & President
“Every client I work with deserves a real person in their corner — someone local, someone who picks up the phone, someone who genuinely cares.”
Phillip is the founder and president of Lucky Duck Retirement LLC, serving clients across Berkeley and Jefferson County, WV and beyond. With a Social Security certification from the American College and licenses across 8 states, he brings deep expertise paired with a personal, approachable style that makes even the most complex retirement decisions feel manageable.
8
States Licensed
VA · WV · PA · MD · NC · FL · TX · AZ
20+
Carrier Partnerships
Access to the best plans available
SSA
Social Security Certified
The American College — National Social Security Advisor
Insurance Agent
“Every senior deserves a plan built for their life — and someone in their corner making sure they’re protected.”
Paul is a licensed Insurance Agent with Lucky Duck Retirement LLC, bringing a background in operational management and client relations to everything he does. Licensed in Virginia, West Virginia, Pennsylvania, and Maryland for health, life, and annuity products, Paul is deeply passionate about protecting seniors from fraud and helping every client find the right plan for their unique situation. He combines professional expertise with a genuine commitment to the people he serves.
paul.teifer@luckyduckretirement.com
Licensed in VA · WV · PA · MD
Insurance Agent
Shenandoah Valley, Virginia
“I grew up in this valley, I know these communities, and I’m here for my clients for the long haul — not just for the sale.”
Ellie McDonald was born and raised in the Shenandoah Valley, and that deep sense of community shapes everything about the way she serves her clients. As a lifelong resident of the area, Ellie brings a genuine understanding of the people who call this valley home — from farmers and small business owners to teachers, retirees, and everyone in between. She specializes in life and health insurance, and she takes pride in finding real, budget-friendly solutions that fit each person’s unique situation without breaking the bank. Ellie doesn’t just help clients find a plan — she becomes their go-to resource for life, checking in through major milestones and making sure their coverage grows with them. When you work with Ellie, you’re not just getting an insurance agent; you’re gaining a trusted neighbor who will always pick up the phone.
Serving the Shenandoah Valley, Virginia
Book a free consultation and start building your retirement plan with a local advocate today.
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